September 23, 2017

Another wonder to make my life easier!

By John Guy LaPlante

Today was the summer solstice. Always notable. But I’ve seen many.

Today’s other wonder was a first. And what a first!

I had a check to deposit. Normally I would have driven to my branch at Chase and deposited it. Going  to a counter to fill out a form. Perhaps standing in line to deposit it.

Correction: I would have pedaled there on my trike.That’s a wonder, too.But I’ve already told you about that.

I’ve been a Chase customer for a few years. Also Liberty Bank in Connecticut but for 20 years or so.  And still am.

But I have become a full-timer here in Morro Bay on the California coast and I wanted to maximize the service benefits of my account. I spoke to friendly Nicholas, a banker, and on the way out noticed a placard: “Make deposits with your cell phone!” I went right back to Nicholas. “Sure,” he said, “”What you need is our Chase app.” And he loaded that onto my phone.

You may know about this dramatic service. I’ve found that other people deposit checks this way. Anyhow, back home I opened the app and followed instructions. I endorsed the check and below that wrote “A digital deposit for my Chase checking account.  I typed in the amount. I placed my check flat against a contrasting background–the green tablecloth on my kitchen table. All with my smart phone, which by the way is another wonder beyond words. I snapped a photo. Then I flipped the check over. Snapped another..

I got a message back: “Picture not clear. Start over.” Well, words to that effect.

But this was my first attempt. Sometimes I’m a slow learner. I  did the whole simple thing again. Took just a few minutes.Then, following the instructions, I emailed it. A message told me  that the check might take two days to clear. I would be alerted. And that was that.

I didn’t have to shave or do anything else to look better at the bank. No form to fill out.No need for envelope and stamp and getting that into a mail box. .No need to stand in line. And of course my deposit would be recorded  on my account. And of course I could pay bills with the same simplicity. But that’s something I’ve been doing for years. So many improvements I’ve gotten to see and use routinely all in banking….

Which set me to thinking.  All the wonders I’ve seen over these long years, in field after field after field, some bigger than others, of course, but all true wonders. I’m an octogenarian now–a senior octogenarian–so the list is mighty long.

Just before this I had been perusing a recent Time magazine. About the self-drive car, which will be a reality soon. How Uber is preparing to test Uber Elevate,,straight up and down electric air taxis for congested cities. How  Google’s Larry Page is putting emphasis on Kitty Hawk, an electric plane that will operate over water (not sure why not land also) without the pilot needing a license.   And how a company in Slovakia in just three years will begin shipping flying cars for use on highways as well–Paris – London just one hour. All that in just this  one field. And the same is happening in industry after  industry in so many areas of daily life..

Sure, the daily headlines are so often so scary and disheartening.  Nasty politics. Terrorism. Crime. Addiction. War here and war there. But the overall picture is so bright, so fantastic, so incredible.  I hope at least to get to ride in a self-drive car.  But I delight to think that my children will see and enjoy much of this. And  my five grandkids for sure. If the bad stuff doesn’t intervene!

And still thinking….it’s routine–don’t you agree–to hear, on a weekly basis it  seems, of new apps that can do this miraculous thing or that.

For sure one will pop up that will make ordinary dollars and coins totally unnecessary. For one and all and without carrying around cumbersome plastic cards in your wallet .How wonderful!

Forget the flying car. How I’d like to get that app!

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